Text or voice a command. Your wallet approves once. Choco executes automatically — with an on-chain receipt every time. No custody. No hidden fees. No middleman.
Plan once. Send now or on schedule.
Choco handles the rest
Products
Every product runs on Celo Mainnet. Your wallet stays in control the entire time.
Text or speak a transfer command. Choco prepares the USDC → KESm route. Your wallet signs — funds arrive in under a minute.
Live on CeloSet a recurring plan once. Fund the next run when you're ready. Choco executes on your chosen day, every month — no re-approval needed.
Live on CeloEvery send, every schedule run produces a verifiable receipt stored in ChocoLedger. Auditable forever, on Celo Mainnet.
Live on CeloSolutions
You're abroad, family is home. Set a monthly plan once, fund it, and Choco handles every transfer — no app, no login, just your wallet.
Get paid in USDC, send local currency to family. Skip P2P markets and their liquidity surprises. Bridge and Mento handle the conversion — reliably.
Already have MiniPay? Choco works natively inside it — no wallet import, no new app. Your 16M-user wallet just got a scheduling engine.
Open-source contracts and keeper. Extend Choco to new corridors, add liquidity providers, or fork it. ChocoGateway + ChocoLedger on Celo Mainnet.
The diaspora
One approval, twelve sends. Your wallet holds the USDC until each monthly run. No custody, no middleman, on-chain receipt for every payment.
How it works
Text or speak your intent — amount, recipient, schedule. Agent Choco parses it and prepares the on-chain action.
"Send $50 to Mama on the 5th each month"
Review the route, fee, and schedule in your wallet. Sign once. Your USDC stays in your wallet until the run date.
Wallet signs → ChocoGateway locks
Choco executes on schedule. KESm arrives at the recipient. An on-chain receipt is written to ChocoLedger — permanent, verifiable, yours.
RunSettled → ChocoLedger → Celoscan
Why Choco
Most remittance apps hold your money or rely on P2P liquidity that disappears at the worst moment. Choco is different by design.
Choco is non-custodial. ChocoGateway holds a single locked run — not your whole balance. You can reclaim at any time. No one else holds your funds.
KESm is settled via Mento's on-chain exchange — not a Binance P2P order or a partner's fiat wallet. No "liquidity unavailable" errors at 6 AM.
ChocoLedger stores every schedule, run, and settlement on Celo Mainnet. Not in your inbox — on a blockchain anyone can verify, forever.
Kenya (KESm) is live. Nigeria, Ghana, Colombia (Bre-B), Brazil (Pix), and Mexico (SPEI) are next — backed by Bridge, Kotani Pay, and Mento.
Corridors
USDC → KESm via Mento on Celo
LiveUSDC → NGN via Kotani Pay
Coming soonUSDC → GHS via Kotani Pay
Coming soonUSDC → COP via Bridge Bre-B
Coming soonUSDC → BRL via Bridge Pix
Coming soonUSDC → MXN via Bridge SPEI
Coming soonUSDC → ZAR via Yellow Card
Coming soonChile, Peru, Ecuador, Argentina — on the roadmap
Roadmap